Account access, eligibility, security, acceptable conduct, electronic records and the legal framework for using Bituce.
Version 2.0Updated 15 Jan 202612 sections
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1. Operator and contact
This investor platform is operated by Benzig Jwelsg Digital Solutions N.V., registration number 548658, registered address Zuikertuintjeweg Z/N, Willemstad, Curaçao (we, the Operator or Bituce). Bituce is the platform brand. Contact us through the Support page or [email protected], quoting the relevant account or transaction reference without sending secret credentials. Company registration identifies the stated operator; it is not itself a financial-services licence, insurance policy or regulatory endorsement.
2. Eligibility and territorial restrictions
You must be at least eighteen, have legal capacity and use services only where lawful for you and the Operator. Additional product-specific eligibility or verification may apply. Do not misrepresent residence, age, beneficial ownership or source of funds or circumvent a lawful geographic restriction. A public page or successful registration does not establish that every financial product is approved for your location.
3. Documents and transaction-specific terms
These Terms of Use govern website and account access. The Terms of Service govern common transaction rules, while Wallet, Investor, Loan and Liquidity Terms govern their respective products. The Risk Disclosure, Privacy, Cookie, AML/KYC, Referral and Complaints documents cover their stated subjects. Mandatory law prevails. A valid transaction-specific agreement controls its identified amount, rate, schedule and destination over a generic description, but cannot remove non-waivable rights.
4. Agreement and electronic records
Read the applicable terms before registering or confirming a product action. Where express acceptance or additional legal disclosures are required, they must be presented through a valid process; merely visiting a document does not prove acceptance. A document version or archive proves which text is available, not that you signed it. Authenticated instructions, accepted quotes, transaction records and applicable consent evidence must be considered together. Keep copies you may need.
5. Account information and authority
Provide accurate registration and verification information and keep material details current. Do not open or operate an account for an undisclosed third party or share access in a way that defeats verification and security. Tell Support promptly about an unauthorised account, material identity error or loss of authorised control. Verification requests must be relevant to a stated legitimate purpose and handled under the Privacy and AML/KYC policies.
6. Security responsibilities and unauthorised use
Protect your password, email access, authentication device and active browser session. Do not send authentication codes, private keys or recovery secrets to Support or people claiming to be agents. Use available two-factor authentication and sign out on shared devices. Report suspected compromise immediately and preserve relevant references. Authentication is evidence to assess, not an automatic waiver of a substantiated unauthorised-use claim; responsibility depends on facts, security obligations and applicable law.
7. Prohibited conduct
Do not launder funds, evade sanctions, finance prohibited activity, impersonate others, compromise accounts, bypass limits, exploit software defects, disrupt infrastructure or use deceptive transactions. Market manipulation, fabricated liquidity, wash trading and reward abuse are prohibited. Automated access must respect service limits and must not interfere with other users. Lawful investigation or reporting may follow suspected abuse, with restrictions governed by proportionality and applicable law.
8. Information, valuation and independent decisions
Public pages, charts, examples and estimates explain products; they are not personalised investment, tax or legal recommendations. Prices, borrowing capacity and estimated distributions can change. Live connectivity does not guarantee an executable price or uninterrupted information. You should understand a product’s mechanics and risks before using it and obtain independent advice where your circumstances require it. This does not excuse misleading information or remove the Operator’s own duties.
9. Availability, restrictions and account closure
Maintenance, network problems, verification, outstanding debt or substantiated security/legal concerns may affect a function. Restrictions should be limited to what the reason requires and explained when lawful. You may stop using the platform and request closure, but recorded assets, pending instructions, repayment obligations and mandatory retention must first be addressed. Suspension or inactivity alone does not authorise confiscation or waive an existing complaint.
10. Content and third-party resources
Platform branding, interface design and documentation may be protected intellectual property. You may retain reasonable personal copies of your transaction and legal records; this is not a licence to misrepresent the platform or sell its identity. Links and third-party services have their own terms. A link, provider integration or displayed token does not imply endorsement of every statement, guarantee or legal status associated with it.
11. Responsibility and mandatory protections
Each party is responsible for breaches attributable to it under the applicable agreement and law. Nothing excludes liability that cannot lawfully be excluded, including applicable responsibility for fraud, deliberate misconduct or other non-excludable failures. Volatility is not the same as an accounting error or unauthorised transfer. You should take reasonable steps to limit avoidable loss and we must investigate substantiated service failures. No blanket disclaimer transfers every loss to you regardless of its cause.
12. Changes, governing law and disputes
We identify published text by version and update date. Material prospective changes require clear notice and, where required, valid consent; they do not automatically rewrite accepted loan schedules or erase accrued claims. Curaçao law governs to the extent a lawful choice is permitted. Mandatory consumer, financial-service, privacy and home-jurisdiction protections and access to competent authorities or courts remain unaffected. Contact Support for initial resolution, without treating an internal complaint as a compulsory waiver of external remedies. Severability does not authorise replacing an invalid term with a broader unfair restriction.
